New York State laws protect consumers against unscrupulous debt collectors. But the most common regulation affecting debt collectors is the Fair Debt Collection Practices Act. The FDCPA is arguably the most important law that protects consumers from debt-collection abuse, and provides strict guidelines that all debt collectors must follow when attempting to collect consumer debts.
If a debt collector fails to follow the strict requirements of the law, the FDCPA allows consumers to sue debt collectors for damages, and can even make your abusive debt collector responsible for paying your attorney’s fees.
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